● Rental income

Rental income, done for tax.

Rent out a property? Tag your rent and expenses, link the building for depreciation, and LQID builds your T776 — Statement of Real Estate Rentals. Rental stays separate from your business, with the CCA rules applied for you.

Estimates only · verify with your accountant.
T776 · 42 King St2026
Gross rent$24,000.00
Expenses$7,000.00
CCA (capped)$11,000.00
Net rental income$6,000.00
Reported on line 12600 of your T1
Set aside for taxHandled
How it works
Your T776, built from real transactions

Tag it once — the statement, the CCA cap, and your tax set-aside all follow.

STEP 01

Tag rent & expenses to the property

Record rent on Deposits and costs on Expenses or Bills, and pick the property. Rental income posts to its own account — never mixed with your business books.

Residential or commercial
Rent received$2,000.00
Property taxes$300.00
Tagged to42 King St
STEP 02

Depreciate the building

Link the building (Class 1) and LQID adds its CCA to the property — capped by the CRA rule so depreciation can't create or increase a rental loss.

CCA can't create a loss
Building CCA$11,000.00
Income before CCA$17,000.00
CCA allowed$11,000.00
STEP 03

Get your T776

One click renders the Statement of Real Estate Rentals — gross rent, each expense by CRA line, CCA, and net rental income — ready to print or hand to your accountant.

Printable T776
Gross rent$24,000.00
Total expenses$7,000.00
Net rental income$6,000.00
STEP 04

It's in your tax set-aside

Your net rental income flows into your real-time tax reserve automatically — taxed as ordinary income, with no CPP, so what's left is truly yours to spend.

Real-time Safe-to-Spend
Net rental income$6,000.00
→ Added to your reservePosted ✓

Rental kept separate

Rental income and expenses live in their own accounts, so your business profit and your rental profit never get tangled.

The CRA rules, applied

The CCA loss restriction, ownership splits, and residential-vs-commercial HST — handled, so your T776 is right.

Estimates, clearly labelled

Every figure is an estimate to guide you — always verify your T776 with your accountant before you file.

FAQ

Common questions

What is the T776?

The CRA's Statement of Real Estate Rentals — where you report rental income, expenses, and CCA to work out your net rental income for your T1.

Can I claim depreciation (CCA) on my rental building?

Yes, on the building (not the land) — but CCA can't create or increase a rental loss. LQID caps it for you automatically.

Do I charge HST on rent?

Residential rent is HST-exempt; commercial rent is taxable. Mark the property commercial and LQID adjusts the defaults.

What if I co-own the property?

Set your ownership percentage and LQID reports your share of the net rental income.

Rental income, without the tax headache

Free to start. Add your first property in minutes.

Start free